Today's Interest Rates (02/08/10)

PRODUCT	RATE	CHANGE		TREND
15 Year Fixed	4.63%		0.00%	trend
3/1 ARM	5.52%		0.00%	trend
30 Year Fixed	5.18%		0.00%	trend
5 Year Balloon	4.50%		-0.01%	trend
5/1 ARM	5.29%		0.00%	trend
5/1 Jumbo ARM	5.67%		0.00%	trend
7 Year Balloon	5.00%		0.00%	trend
FHA 1 Yr ARM	5.63%		0.00%	trend
FHA 30 Year Fixed	5.38%		0.00%	trend

30 Year Fixed Rate Trend Chart

I-Morgage, was designed to provide morgage calculator refiance calculator and daily morgage rates for the public interest. Our online morgage calculator provide easy to use calculator interface as well as quick and easy access to calculated morgage information for all your home buying needs.

 Since the year of 2001 we have seen the lowest morgage rates in the last 50 years. This has resulted in huge number of homeowners seeking to refiance their high rate morgages, as well as increased the number of people buying homes or seeking new morgage loans. Since mid of 2004 US Federal Reserve Bank has initiated the program of increasing borrowing rates which immediately resulted in a slow but steady increase of morgage borrowing costs of the timeframe of last year. As of January 2006 and  after 14 consecutive rates increases the 30 year fixed morgage approaches the morgage rate of 6% on average while at its lowest it was at 4.25% on average, and still Federal Reserve Bank shows no signs of stopping rates increases.

Our Mission is to provide home buyers and morgage seekers with high quality  One Stop Information Source for all their lending needs. Our web pages contain information about morgage and morgages of all types. We specialize in providing key information on daily morgage rates for each and every US state, top lenders in all 50 states, and  morgage tools like: loan calculator, mortgage calculator, refiance calculator, by-weekly calculator and pre-qualification morgage  calculator.  Our online morgage calculator's are designed to work only as a guide in helping you determine the amount you may be able to afford. However, none of the morgage calculator's included on our site are intended to serve as recommendations on how much you should be borrowing.

We also offer the best morgage tools available on the Internet - easy, convenient, on-line shopping for the best morgage loan programs and most current morgage rates available, together with the assistance of an experience written guides, we will guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.